Skip to main content

All About UPI

UPI stands for Unified Payments Interface. It is a payment mode developed by the National Payments Corporation of India. UPI is a payment system that allows you to transfer money between any two parties. As compared to NEFT, RTGS, and IMPS, UPI is far more well-defined and standardized across banks. This means that you can use UPI to initiate a bank transfer from anywhere in just a few clicks! The benefit of using UPI is that it allows you to pay directly from your bank account. The hassle or need to type in the card or bank details goes away with UPI. You can use UPI to transfer money to your family, friends, or even between your own bank accounts. The much wider use of UPI comes when you have to pay different merchants. mPIN in UPI Another benefit of using UPI is that you can do away with the need to wait for an OTP and enter it to complete the money transfer. The mPIN is a 6-digit passcode that you must enter every time you need to make a transaction. The mPIN is highly val

Zero-day vulnerability: What it is, and how it works

A zero-day exploit is when hackers take advantage of a software security flaw to perform a cyberattack. And that security flaw is only known to hackers, meaning.

Software developers have no clue about its existence and have no patch to fix it.
This is why, when a zero-day attack is detected, it needs to be mitigated immediately. In other words, there are “zero days” to fix vulnerability because it’s already been exploited.

Here, we’re zeroing in on the zero-day concept, including just what is a zero-day exploit, and how to avoid them.

1. Zero-day definitions:

https://now.symassets.com/content/dam/norton/global/images/non-product/misc/tlc/1-zero-day-defined.png

What is zero-day? The term “zero-day” refers to a newly discovered software vulnerability and the fact that developers have zero days to fix the problem because it has been — and has the potential to be — exploited by hackers.

Sometimes written as 0-day, zero-day definitions run the gamut:

  • A zero-day vulnerability, also known as a zero-day threat, is a flaw in security software that’s unknown to someone interested in mitigating the flaw, like a developer.
  • A zero-day exploit is when hackers take advantage of a zero-day vulnerability for malicious reasons, oftentimes by way of malware to commit a cyberattack.
  • A zero-day attack is when hackers leverage their zero-day exploit to commit a cyberattack, oftentimes resulting in problems like identity theft or data loss.

To put these zero-day definitions together, zero-day vulnerabilities leave us susceptible to zero-day attacks, which are carried out by zero-day exploits.

2. What makes a vulnerability a zero-day?

Security software vulnerabilities can come in many forms, including unencrypted data, broken algorithms, bugs, or weak passwords. What makes a vulnerability a zero-day is when someone interested in mitigating the flaw is unaware of it, meaning an official patch or update to fix the flaw doesn’t exist. Once the vulnerability is discovered, it is no longer considered a zero-day.

3. How do zero-day attacks work?

https://now.symassets.com/content/dam/norton/global/images/non-product/misc/tlc/2-zero-day-attacks-explained.png

Zero-day attacks begin with zero-day vulnerabilities, meaning flaws or holes in security software. These can result from improper computer or security configurations or programming errors by developers themselves.

The whole notion of a zero-day attack is that cyber attackers exploit these vulnerabilities without developers knowing. Cyberattackers might write — or purchase from the dark web — exploit codes to spot these vulnerabilities. When they do, it’s akin to a welcome mat for a zero-day attack. And what hackers often bring to the door is malware, also known as zero-day malware or more broadly as a zero-day exploit. And they might deliver this by way of social engineering tactics or phishing. Once the zero-day exploit is downloaded on devices, the zero-day attack is executed. The havoc that ensues can include:

  • Data stolen
  • Hackers taking remote control of devices
  • Other malware installed
  • Files corrupted
  • Contact list accessed and sending spam messages
  • Spyware installed to steal sensitive information

Since zero-day attacks are inherently stealthy, it can take months or even years for these zero-day exploits to be realized. That’s often once the aforementioned problems arise. In some cases, though, developers might be able to stop or patch vulnerabilities before too much damage is caused.

In simpler terms, you might think of a zero-day attack like a robber finding a door that’s consistently left unlocked in a store. And they continue robbing the store through that unlocked door until the store owner discovers the flaw — the unlocked door.

4. Who conducts zero-day attacks?

While software developers are constantly looking to patch security vulnerabilities — we see this in the form of software updates — cyber attackers are constantly seeking to exploit them. And there are many types of cyberattackers, each with its own motivations:

  • Cybercriminals or hackers are often financially motivated
  • Hacktivists are motivated by drawing attention to a cause social or political
  • Corporate espionage artists are motivated by spying on companies
  • Cyberwarfare attackers can be countries or independent malicious actors who want to compromise a cybersecurity infrastructure as an act of war

5. Who are the victims of zero-day exploits?

You might also think of zero-day exploits as targeted and non-targeted cyberattacks, similar to spear-phishing and phishing. The former targets valuable, individual victims, while the latter seeks to affect as many victims as possible.

At the end of the day, anyone utilizing an exploited system can be a zero-day exploit victim, including:

  • individuals
  • businesses or organizations
  • government agencies

And if you’re an everyday computer user, a zero-day vulnerability can pose serious security risks because exploited malware can infect operating systems, web browsers, applications, open-source components, hardware, even IoT devices through otherwise harmless web browsing activities. This can include viewing a website, opening a compromised message, or playing infected media.

6. How to identify zero-day vulnerabilities

Oftentimes, zero-day vulnerabilities are detected when it’s too late — when they’re exploited, that is. There are some more technical ways to identify zero-day vulnerabilities, including scanning internet traffic, examining codes of incoming files, and leveraging malware detection methods.

For everyday computer users, antivirus software can take out some of this guesswork for you. What’s more, avoiding zero-day exploits and vulnerabilities from the start can go a long way.

7. How to avoid zero-day exploits and vulnerabilities

https://now.symassets.com/content/dam/norton/global/images/non-product/misc/tlc/3-zero-in-on-zero-day-threats.png

Even as we can’t always detect these vulnerabilities, we can protect our devices and data in the event an exploit does occur. Consider these proactive and reactive security measures.

  1. Keep software up to date to ensure security patches are in place and to reduce the risk of malware infection.
  2. Limit your applications because the less you have downloaded, the less data you’re putting at risk.
  3. Use a firewall to monitor and block suspicious activity, such as zero-day exploits.
  4. Educate yourself on zero-day exploits and seek out solutions when zero-day vulnerabilities are discovered.
  5. Consider using antivirus software to protect against both known and unknown threats.

8. Examples of zero-day exploits

Finally, don’t underestimate the threat of zero-day exploits. Cybercriminals will seek to exploit security holes and gain access to your devices and your personal information. They can use your information for a range of cybercrimes including identity theft, bank fraud, and ransomware.

Just consider these recent and headline-making examples of zero-day exploits.

  • Google Chrome, 2021: Google Chrome fell victim to several zero-day threats, attributed to a bug in JavaScript.
  • Zoom, 2020: Hackers exploited a vulnerability in the video conferencing platform that allowed them to take remote control over PCs.
  • Apple, 2020: A bug in Apple’s iOS software allowed hackers to compromise devices from remote locations.
  • Microsoft Windows, 2019: Government agencies across Eastern Europe saw their Microsoft Windows software exploited, resulting in suspicious apps being installed, data changed, and programs compromised.
  • Microsoft Word, 2017: Individual computer users saw their bank accounts compromised after opening a Microsoft Word document containing zero-day malware.
  • Stuxnet, 2010: A self-replicating computer worm disrupted Iranian nuclear plants, taking control of computers and altering the speed of centrifuges in the plants, ultimately shutting them down.

Stuxnet isn’t only one of the earliest zero-day exploits used, but it’s also one of the most famous. The zero-day attack was even made into a documentary, appropriately titled “Zero Days.”

Just because zero-day exploits are meant to fly under the radar doesn’t mean you should let these stealthy cyberattacks fall off your own radar. Instead, zero in on cybersecurity best practices to avoid zero-day exploits at all costs.


Source:  Norton 

•••••••••••••••••••••••••••••••••••••••••••••••••••••••
E-mail us for Business & Promotion on: unboxingspace2020@gmail.com 
•••••••••••••••••••••••••••••••••••••••••••••••••••••••
This channel is Managed by: INFINITYgroupDM:
https://bit.ly/InfinitygroupDM
---------------------------------------------------------------------------
Credits:-
Team Pixel Creation (video production): http://bit.ly/3c2FB9d
Branding Center (graphics): http://bit.ly/3wENlWW
DOP(Shivraj Patil): http://bit.ly/3wJz6A5
Online Space (Script): https://bit.ly/2RW2pRe

---------------------------------------------------------------------------

All content is Copyright ©️ to Unboxing Space.

Comments

Popular posts from this blog

All About Web 3.0

Article Duration: 15 min Now you can listen to this article via Spotify click on the player below: Imagine a new type of internet that not only accurately interprets what you input, but actually understands everything you convey, whether through text, voice, or other media, one where all content you consume is more tailored to you than ever before. We are at the tipping point of a new phase in the web’s evolution. Some early pioneers call it Web 3.0. Arguably, there are a few early-stage Web 3.0 applications that already exist today, but until the new internet becomes fully embedded in the web infrastructure, their true potential cannot be observed. Definition: What Is Web 3.0? Web 3.0 is the upcoming third generation of the internet where websites and apps will be able to process information in a smart human-like way through technologies like machine learning (ML), Big Data, decentralized ledger technology (DLT), etc. Web 3.0 was originally called the Semantic Web by World Wide Web in

15+1 Ways to Hack-Proof your Smartphone

If you’re wondering “how to block hackers from my phone,” or what you’ve come to the right place. In this article, we’ll cover seven easy-to-follow tips that will help you to protect your phone from hackers. Key Notes Keep up to date – and don’t open up holes yourself. Be careful of what you install. Review what’s already on your phone. Make it hard for intruders to get in. Be prepared to track and lock your phone. Don’t leave online services unlocked. Adopt an alter ego. Beware of open wifi. Lock individual apps. Get a warning when your phone goes walkies. Keep an eye on things behind the scenes. Keep Your Tracking and Remote Locking Settings On. Install Security Software Tools on Your Mobile Device. Be Judicious About What You Download and Install on Your Phone. Protect Yourself from SIM Swapping. Additional Tips on How to Protect Your Phone from Hackers. 1. Keep up to date – and don’t open up holes yourself: When it comes to protecting yourself against hackers, step one is always to