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All About UPI

UPI stands for Unified Payments Interface. It is a payment mode developed by the National Payments Corporation of India. UPI is a payment system that allows you to transfer money between any two parties. As compared to NEFT, RTGS, and IMPS, UPI is far more well-defined and standardized across banks. This means that you can use UPI to initiate a bank transfer from anywhere in just a few clicks! The benefit of using UPI is that it allows you to pay directly from your bank account. The hassle or need to type in the card or bank details goes away with UPI. You can use UPI to transfer money to your family, friends, or even between your own bank accounts. The much wider use of UPI comes when you have to pay different merchants. mPIN in UPI Another benefit of using UPI is that you can do away with the need to wait for an OTP and enter it to complete the money transfer. The mPIN is a 6-digit passcode that you must enter every time you need to make a transaction. The mPIN is highly val...
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The World of IOT

IoT stands for Internet of Things


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Overview:

The Internet of Things (IoT) is the hottest topic in technology right now. It has an impact on everything we do; from the way we do our shopping to the way manufacturers keep track of stock. With the likes of Apple, Google, and Amazon all competing to be the best, we are seeing everyday household items such as refrigerators, watches, and fire alarms all becoming connected to the IoT.


Small Flash Back:

The Internet of Things (IoT) has not been around that long. It was only in 1999 that the term ‘internet of things’ was coined by Kevin Ashton. Ashton used the phrase as the title of his presentation for a new sensor project he was working on and it stuck from there.

While the phrase came about in 1999, the concept of connected devices dates back to 1832. When the first electromagnetic telegraph was designed, allowing direct communication between two machines through the transfer of electrical signals. However, the true Internet of Things history began with the invention of the Internet in the late 1960s.


The world’s first IoT device

The world’s first IoT device was invented in the early 1980s at Carnegie Melon University. A group of students from the university created a way to get their campus Coca-Cola vending machine to report on its contents through a network in order to save them the trek if the machine was out of Coke. They installed micro-switches into the machine to report on how many Coke cans were available and if they were cold.


The 1990s

In 1990, John Romkey connected a toaster to the internet for the first time. A year later, a group of students at the University of Cambridge used a web camera to report on coffee. They came up with the idea to use the first web camera prototype to monitor the amount of coffee available in their computer labs coffee pot. They did this by programming the web camera to take photos three times a minute of the coffee pot. The photos were then sent to local computers so everyone could see if there was coffee available.


Paving the way for the future of IoT

The Internet of Things was a common topic used by the media at the beginning of the 21st Century with several major developments paving the way for the future of IoT. LG Electronics introduced the world’s first refrigerator connected to the internet in 2000. Allowing consumers to do their food shopping online and make video calls. This invention was followed by a small rabbit-shaped robot in 2005 that could report the latest news, weather forecasts, and stock market changes. While the first International Conference on the Internet of Things was held in 2008 in Switzerland. Today there are more than 27 billion devices connected to the Internet of Things, with experts expecting this number to rise to over 100 billion devices by 2030.


What is the Internet of Things?

The Internet of Things, commonly known as IoT or the Internet of Everything (IoE), is a network of physical objects that are connected and exchange data with other devices and systems over the internet.


How does it work?

The IoT consists of sensors and devices collecting data from their surroundings. This data is then sent to the cloud by means of Wi-Fi, Bluetooth, LPWAN, satellite, or being connected directly to the internet via ethernet. When the data reaches the cloud, it is then processed by software programs. The information is then made available to the consumer in a user-friendly way. This information is communicated to the user to either check on the system or take action and affect the system.

The phrase ‘Internet of Things was coined by Kevin Ashton back in 1999. However, the true Internet of Things history began with the invention of the Internet in the late 1960s.

Since the 1960s, we have seen numerous inventions happen leading up to the 27 billion devices we now have connected to the IoT today.

In the early 1980s, we witnessed the invention of a Coca-Cola vending machine report on its contents through a network. While the 21st Century saw major developments paving the way for the future of IoT.

Read the History of the Internet of Things to find out more impressive inventions.

What does the future hold for IoT?

The Internet of Things has a limitless future and will eventually become the foundation of everyday life. It will save consumers and businesses time, money and reduce emissions.

While the IoT is in its infancy, we can expect to see a high risk in privacy and security breaches. However, once these have been addressed, we will see a much more connected world with each and every individual using and depending on IoT.


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