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All About UPI

UPI stands for Unified Payments Interface. It is a payment mode developed by the National Payments Corporation of India. UPI is a payment system that allows you to transfer money between any two parties. As compared to NEFT, RTGS, and IMPS, UPI is far more well-defined and standardized across banks. This means that you can use UPI to initiate a bank transfer from anywhere in just a few clicks! The benefit of using UPI is that it allows you to pay directly from your bank account. The hassle or need to type in the card or bank details goes away with UPI. You can use UPI to transfer money to your family, friends, or even between your own bank accounts. The much wider use of UPI comes when you have to pay different merchants. mPIN in UPI Another benefit of using UPI is that you can do away with the need to wait for an OTP and enter it to complete the money transfer. The mPIN is a 6-digit passcode that you must enter every time you need to make a transaction. The mPIN is highly val
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What Is the Smart Contract?

What is the Smart Contract? Now you can listen to this article via Spotify click on the player below: Smart contracts defined Smart contracts are simply programs stored on a blockchain that run when predetermined conditions are met. They typically are used to automate the execution of an agreement so that all participants can be immediately certain of the outcome, without an intermediary’s involvement or time loss. They can also automate a workflow, triggering the next action when conditions are met. How smart contracts work: Smart contracts work by following simple “if/when…then…” statements that are written into code on a blockchain. A network of computers executes the actions when predetermined conditions have been met and verified. These actions could include releasing funds to the appropriate parties, registering a vehicle, sending notifications, or issuing a ticket. The blockchain is then updated when the transaction is completed. That means the transaction cannot be changed, an
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All About Web 3.0

Article Duration: 15 min Now you can listen to this article via Spotify click on the player below: Imagine a new type of internet that not only accurately interprets what you input, but actually understands everything you convey, whether through text, voice, or other media, one where all content you consume is more tailored to you than ever before. We are at the tipping point of a new phase in the web’s evolution. Some early pioneers call it Web 3.0. Arguably, there are a few early-stage Web 3.0 applications that already exist today, but until the new internet becomes fully embedded in the web infrastructure, their true potential cannot be observed. Definition: What Is Web 3.0? Web 3.0 is the upcoming third generation of the internet where websites and apps will be able to process information in a smart human-like way through technologies like machine learning (ML), Big Data, decentralized ledger technology (DLT), etc. Web 3.0 was originally called the Semantic Web by World Wide Web in
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The World of IOT

IoT stands for  Internet of Things Now you can listen to this article via Spotify click on the player below:   Overview: The Internet of Things (IoT) is the hottest topic in technology right now. It has an impact on everything we do; from the way we do our shopping to the way manufacturers keep track of stock. With the likes of Apple, Google, and Amazon all competing to be the best, we are seeing everyday household items such as refrigerators, watches, and fire alarms all becoming connected to the IoT. Small Flash Back: The Internet of Things (IoT) has not been around that long. It was only in 1999 that the term ‘internet of things’ was coined by Kevin Ashton. Ashton used the phrase as the title of his presentation for a new sensor project he was working on and it stuck from there. While the phrase came about in 1999, the concept of connected devices dates back to 1832. When the first electromagnetic telegraph was designed, allowing direct communication between two machines through the
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How to speed your Windows computer

Many of Us Face the issue of slowing the Computer & it is Irritating. So, to that Problem here are some ways through which you can speed up the Computer. Now you can listen to this article via Spotify click on the player below:    1. Uninstall unnecessary software: Your computer comes preloaded with several applications that many people won’t use but that can eat up system resources. You can usually identify these when you see a pop-up prompting you to update a program you’ve never used before. Remove them from your computer and free up disk space 2. Limit the programs at the startup: Along the same lines, you can also determine which applications run when your PC boots up. Windows 10 has an updated Task Manager that makes it easier to determine what you want running in the background and what you can start on your own. 3. Add more RAM to your PC: In terms of memory usage, Windows 10 & 11 uses less RAM than previous versions, but increasing RAM memory has been a tried-and-tru
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Zero-day vulnerability: What it is, and how it works

A zero-day exploit is when hackers take advantage of a software security flaw to perform a cyberattack. And that security flaw is only known to hackers, meaning. Software developers have no clue about its existence and have no patch to fix it. This is why, when a zero-day attack is detected, it needs to be mitigated immediately. In other words, there are “zero days” to fix vulnerability because it’s already been exploited. Here, we’re zeroing in on the zero-day concept, including just what is a zero-day exploit, and how to avoid them. 1. Zero-day definitions: What is zero-day? The term “zero-day” refers to a newly discovered software vulnerability and the fact that developers have zero days to fix the problem because it has been — and has the potential to be — exploited by hackers. Sometimes written as 0-day, zero-day definitions run the gamut: A zero-day vulnerability , also known as a zero-day threat, is a flaw in security software that’s unknown to someone interested in mitig
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What is Pegasus?

The Pegasus spyware, developed by Israeli software company NSO Group, has targeted globally more than 50,000 phone numbers, including 300 in India, for surveillance  Notes What is it? How does it work? What can it do? A brief history of Pegasus The Pegasus Project, an investigation by an international media consortium, has revealed that more than 50,000 phone numbers were targeted by spyware created by NSO Group, an Israeli software company. On the list were 300 verified phone numbers in India, including those of ministers, opposition leaders, a sitting judge, more than 40 journalists, and several activists and business persons. But what is Pegasus, who is it for, how does it infect devices, and what can it do? What is it? Spyware is any malicious software designed to enter your computer device, gather your data, and forward it to a third party without your consent. Pegasus, developed by NSO Group, is perhaps the most powerful spyware ever created. It is designed to infiltrate smartpho
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